Reserve +

The multiple award-winning portfolio bond

We have prepared a range of technical guides and sales aids to help you and your customers realise the full potential of Reserve +.

What is Reserve +?

Reserve + Charging Structures

Flexibility. Choice. Consolidation

 

 

Reserve + has been designed to help customers achieve their medium- to long-term investment goals.

It is suitable for people who have a lump sum to invest for at least five years, particularly those seeking capital growth, the flexibility to access their savings, or a combination of these.

With Reserve +, customers can invest to build up capital and, as life moves on and priorities change, use the bond’s flexibility to adapt to support new aspirations.

Customers can re-balance their portfolio whenever they need to, either by adjusting existing investments or exploring new options.

Reserve + provides flexibility and tax efficiency, plus access to the world’s investment markets through a diverse range of assets.

 

Investors have a huge choice of investments that can be included within their Reserve + bond, including:

Collective investments*

  • UK authorised unit trusts
  • UK investment trusts
  • Open-ended investment companies
  • Overseas collective investment schemes including open‑ended investment companies, unit trusts, arrangements creating co-ownership rights, hedge funds and exchange-traded funds
  • Cash, including bank and building society deposits.
* Clean share class only

Personalised assets

  • Equities and fixed interest securities (including Sukuks) quoted on most recognised stock exchanges
  • Unit trusts
  • Open-ended investment companies
  • Investment trusts
  • Offshore reporting and non-reporting funds
  • Hedge funds, funds of hedge funds and exchange traded funds
  • Structured notes and structured deposits
  • US, Canadian and Australian mutual funds where your investments are held with a discretionary fund manager
  • Cash, including bank and building society deposits.
 

Quick Facts

  • Single premium
  • GBP25,000 minimum investment
  • Multiple currency options
  • Access to a wide range of investments
  • Flexible, easy access
Reserve +
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Speak to your regional sales manager to find out more

FPI Award